Pre-Shopping

Pre-Shopping: St. Albert & Area Home Buyers Guide

Before you start shopping for your St. Albert & Area home, why not give some thought to your lifestyle, the features you need and want, affordability, and the neighborhoods you prefer. With that information you’ll come closer to finding your perfect home – sooner!

What Can You Afford?

Before shopping for a home, take the time to determine your budget. Consider your monthly expenses in addition plan for unexpected costs.

Home Buying Needs and Wants

When you develop a needs versus wants list, try focusing on your needs and you’ll come closer to finding a home that meets your criteria while staying within your budget.

Consider Your Present and Future Lifestyle

A home must meet your needs now and for years to come.

House Hunting Tips

Location, access to services and surrounding areas are just a few of the items to evaluate before you purchase a St. Albert & Area home.

Your Home Buying Team

When you purchase a home, a team of professionals is standing by to assist you such as your Real Estate Associate, contractor, appraiser, lender, mortgage broker, lawyer, home inspector, insurance broker and more. This article explains the important role each of these people play in your St. Albert & Area home buying experience.

RRSPs Can Help First Time St. Albert & Area Home Buyers

Under the federal Home Buyer’s Plan, first time home buyers can withdraw up to $20,000 in RRSP savings to finance a down payment on their first home. These reports will provide further detail regarding this program.

CMHC – Helping With the Canadian Dream

Did you know that you may be able to purchase a home for as little as five percent down? Canada Mortgage and Housing Corporation (CMHC), provides insurance to individuals with less than 20% of the down payment. Read more about CMHC through these reports.